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Save before the holidays by cutting down your cell phone bill

Consumer Reporter Bill McGinty is researching tips on how to cut your cell phone bill as we approach the holidays.

CHARLOTTE, N.C. -- Consumer Reporter Bill McGinty is researching tips on how to cut your cell phone bill as we approach the holidays.

Here’s three ways to cut the cost:

First, take a good look at your plan and see what you’re really paying for. Note how much data you really use from month to month. You might be paying for a data plan that exceeds what you really use.

Secondly, shop smaller carriers.

"The big 4 offer cheaper prepaid service, but it comes with limitations, so make sure that plan fits your needs *and your budget," McGinty said.

Lastly, McGinty said he’s a believer in the insurance for the phones because they’re getting so expensive. People that have AppleCare, say it’s a great deal. But it if you want to risk it, drop the insurance, if your plan has multiple devices, these things can add up!

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