SC-covered credit monitoring services differ

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by The Associated Press

WCNC.com

Posted on December 3, 2012 at 8:07 PM

COLUMBIA, S.C. (AP) -- The two credit monitoring services covered by South Carolina's $12 million contract with Experian differ in what's accessible at no cost to enrollees, and whether help extends beyond the state-paid first year.  

Experian last week began rolling out Family Secure, designed to alert parents if a credit file pops up in their child's name.  

It's offered on top of the ProtectMyID service offered to adult taxpayers.  

Gov. Nikki Haley negotiated the contract after a hacker stole millions of taxpayers' data.  

Family Secure provides unlimited access to Experian credit reports and credit scores, instead of a single free report.  

But it doesn't provide minors the lifetime of over-the-phone resolution assistance Haley has touted. 

The CEO of a nonprofit contacted by the governor's office says it's provided that for free since 1999.

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