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CHARLOTTE, N.C. -- It's the kind of math not all of us learned in school but probably should have: how to make sense of dollars and cents.

Students at Garringer High just celebrated completing a program new to their school.

Sophomores at Garringer High spent the year learning how to manage their money, thanks to a gift from BB&T Bank.

Mrs. Lipp's economics classes used special software designed to teach them all about finances.

Sophomore Monet Sawyer has completely changed her way of thinking about spending.

I put it up instead of spending it on stupid stuff, like if I want a new pair of shoes; I got a little bank account for college.

They are life lessons she says she's grateful to have learned.

Like the credit score thing, if I just go and buy stuff, it s gonna go down. Me and my mama never talked about what you gonna do, how important it is, she said.

Her teacher is proud, having testified before the U.S. Senate about the importance of teaching financial literacy.

Whether your Title 1, whether your high income, everybody needs these skills. Is it more important for our kids because of the lower income? Probably.

Monet is proud, too.

I m excited for when I go into the real world because I know what I should and shouldn t do, she says.

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