NBC Charlotte is looking out for you and asking you to take a good look at your credit report.

There could be a mistake in it that could cost you money, or keep you from getting a mortgage or car loan.

As many as 42-million Americans have errors in their credit reports, and 20-million have big mistakes.

But the consumer data industry doesn't agree. They say -- they're accurate.

But just to be sure, it's wise to check your credit report from all three major credit bureaus so you don't look over something important.

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