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The hottest housing zip codes in Charlotte

The first rule of real estate is location, location, location.

CHARLOTTE, N.C. -- The first rule of real estate is location, location, location.

Charlotte, North Carolina, has been ranked fifteenth out of the top 50 best cities to live in a recent survey.

Charlotte's real estate home values climbed 7.4% last year, according to Zillow, and are forecast to go up another 3.1% next year.

Here are five of the hottest zip codes:

  1. 28105
  2. 28227
  3. 28278
  4. 28204
  5. 28206

The Matthews area. Zip code 28105 is popping right now.

If you live in it or next to it, you’re reaping the benefits of more restaurants and a vibrant downtown with a quaint small town feel.

Real estate agent Trista Holwager of Tree Reality says the Matthews pop is spilling over to Mint Hill.

Tree says, “But with Matthews pricing increasing rapidly, people are looking at Mint Hill, which is just next to Matthews, so the prices there are up and coming.”

So that’s good news if you live in Mint Hill in zip code 28227, another hot regional place to buy.

Going west to southwest Charlotte, Steele Creek is popping good real estate numbers, too. Last year, zip code 28278 saw a 15% increase in value.

Closer into uptown, the Cherry neighborhood in zip code 28204 is seeing growth, too. Cherry is still affordable and has lots of shops and restaurants, it’s just outside I-277/John Belk and is bordered by both Dilworth and Elizabeth.

Looking for a transitional neighborhood? Check out Charlotte’s Belmont area in zip code 28206. It’s just north of uptown and is considered investment rich.

Other hot zip codes? North Monroe at 28104, again near Matthews. The Hidden Valley neighborhood in 28213 is getting the blue line extension, and outside of Mecklenburg, the town of Belmont in Gaston County, zip code 28012, has a lot of new building and offers proximity to uptown, the lake and the airport.